Thanksgiving is a time for family and holiday traditions including taste tested, Thanksgiving recipes. It's also a time where family members may want to join in the food preparation so fire safety is important. With the speed of deep-frying a turkey, the irresistible flavor, and juiciness that results, turkey frying has become a Thanksgiving tradition for some. But turkey fryers have the potential to cause fire and serious injury, which is why organizations like Underwriters Laboratories and the National Fire Protection Association advises against using them. If you plan to deep-fry your holiday bird, be sure you know how to safely use the fryer, and take these precautions to protect yourself, your guests and your home, and avoid putting in a home owners insurance claim.
Tips to help prevent deep fried turkey accidents
After your turkey is prepared, remember these Thanksgiving food safety tips to help ensure your family has a safe, enjoyable holiday. If you have any questions regarding a Homeowners Insurance Policy, click here to speak with an insurance professional.
Happy Thanksgiving from the team at USA Mutual Insurance.
Business property insurance is something every company needs – whether you own your own building, lease or work from home.
One of the core coverages in a business owners policy (BOP), commercial property insurance protects your building and its contents, as well as exterior fixtures, such as a fence or outdoor sign.
Commercial property insurance definition
Commercial property insurance protects your company’s physical assets from fire, explosions, burst pipes, storms, theft and vandalism. Earthquakes and floods typically aren’t covered by commercial property insurance, unless those perils are added to the policy.
How much does commercial property insurance cost?
Determining how much you’ll pay for commercial property insurance largely depends on the value of all of your business assets, including your building. Other factors that determine your premium are based on risk, including:
Location. Is the area prone to storms and other natural disasters?
Construction. Is your building constructed with fireproof materials? Does it have new or upgraded electrical wiring, plumbing and HVAC?
Occupancy. What is your industry? A realtor’s office generally carries less risk than a restaurant or repair shop.
Fire and theft protection. How far is the nearest fire hydrant and fire station? Does your business have a fire alarm and/or sprinkler system? How about a security system?
When shopping for commercial property insurance, make sure you have all the information you’ll need for a quote.
What does commercial property insurance cover?
Commercial property insurance covers your building, everything in it and just outside of it, including:
If you would like to know more about how USA Mutual can help protect your property, click here to speak with an insurance professional.