Real Estate Development
Property ownership is the American Dream and having proper insurance coverage is essential to protecting that dream. We take the time to evaluate the total insurable value of your property and provide maximum protection, always with A-Rated insurance products tailored for the real estate industry.
Whether it is a mixed-use building, apartment building or 1-4 family dwelling, our products include a comprehensive package to adequately cover your liability exposures and property hazards. As a property owner, you are exposed to everything and anything that happens on your property and can be vulnerable to major losses without having the appropriate coverage.
Whether it is your primary residence or your investment property, you should speak to us about what type of insurance policy you need:
Owners & Contractors Protective Liability: this is a project-specific policy protecting the owner of a property for jobs performed by a general contractor. This policy is essential to mitigate risks that property owners take on when construction work is being done on your property. The policy will cover you in the event of bodily injury or property damage to third parties during construction.
Commercial Package Policies: covers liability for your interest as a property owner and the tenant occupancy of the property as well as the structure itself. Policies include coverage for physical damage and monetary losses due to a covered loss like rent roll, ordinance and law to rebuild to current code, equipment breakdown for boiler and machinery coverage. Important terms on this policy include, the carrier’s valuation; replacement cost, wind/hail special deductibles, water backup coverage, lead & asbestos liability for 20th century buildings and more. Let us evaluate your coverage and see what gaps you might have.
Equipment Breakdown/ Boiler & Machinery: this coverage helps you get any technical equipment on your insured property back up and running after a covered loss occurs. This is optional coverage available to cover boilers, air condition units, fax machines, computers and other equipment that may be exposed in the event of a loss.
Builders Risk Policy: covers the property owner for the construction being done to an existing structure including labor and material costs. This is an important loss mitigation step to cover unexpected occurrences that may damage your extensions or new construction projects. Perils such as fire, windstorm, theft, fallen objects are covered on this policy.
Whether it is a mixed-use building, apartment building or 1-4 family dwelling, our products include a comprehensive package to adequately cover your liability exposures and property hazards. As a property owner, you are exposed to everything and anything that happens on your property and can be vulnerable to major losses without having the appropriate coverage.
Whether it is your primary residence or your investment property, you should speak to us about what type of insurance policy you need:
Owners & Contractors Protective Liability: this is a project-specific policy protecting the owner of a property for jobs performed by a general contractor. This policy is essential to mitigate risks that property owners take on when construction work is being done on your property. The policy will cover you in the event of bodily injury or property damage to third parties during construction.
Commercial Package Policies: covers liability for your interest as a property owner and the tenant occupancy of the property as well as the structure itself. Policies include coverage for physical damage and monetary losses due to a covered loss like rent roll, ordinance and law to rebuild to current code, equipment breakdown for boiler and machinery coverage. Important terms on this policy include, the carrier’s valuation; replacement cost, wind/hail special deductibles, water backup coverage, lead & asbestos liability for 20th century buildings and more. Let us evaluate your coverage and see what gaps you might have.
Equipment Breakdown/ Boiler & Machinery: this coverage helps you get any technical equipment on your insured property back up and running after a covered loss occurs. This is optional coverage available to cover boilers, air condition units, fax machines, computers and other equipment that may be exposed in the event of a loss.
Builders Risk Policy: covers the property owner for the construction being done to an existing structure including labor and material costs. This is an important loss mitigation step to cover unexpected occurrences that may damage your extensions or new construction projects. Perils such as fire, windstorm, theft, fallen objects are covered on this policy.
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ApplicationTo fill out a formal application for coverage, click on the document below to download printable application.
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