Liability Insurance
When a lawsuit is served, the first question is who’s liable? Before you get to answer that question, you’ll likely already be knee deep in lawyer fees. Liability insurance policies relieve you of defense costs, settlement costs and other expenses so that you can respond appropriately in these situations.
USA Mutual helps businesses understand what potential lawsuits they are exposed to and what insurance policies are available to protect them.
Does your business handle personal identifiable information in electronic files? If so, Cyber Liability and Data Breach Expense coverage may be appropriate for you.
In the age of “Me Too”, is your business covered for discrimination or harassment suits that may arise? What about a dispute over wages and overtime hours with employees? Employment Practices Liability Insurance or Directors & Officers Liability coverage will help protect you in these situations.
Do you sponsor retirement plans or other financial benefits to your employees? What if the contributions of your employees are mishandled? We write Fiduciary Liability and Fidelity Bonds that will cover you.
What if your business is based on giving advice and professional services without a risk of bodily injury or property damage? Errors & Omissions policies cover you for liability on advice you do give and you don’t give that may impact a client’s financial standing in a negative way.
Is your advertising infringing upon another business’s copyright or trademark? Personal and Advertising Injury has got you covered and if you’re in PR or broadcasting then you need a separate Media Liability policy.
Are you operating your business as a tenant? Then Tenant’s Legal Liability insurance is needed to cover damage caused by you to your rented premises.
Speak to us today about what kind of liability exposures your business may have and how to mitigate these risks with the right insurance policy.
USA Mutual helps businesses understand what potential lawsuits they are exposed to and what insurance policies are available to protect them.
Does your business handle personal identifiable information in electronic files? If so, Cyber Liability and Data Breach Expense coverage may be appropriate for you.
In the age of “Me Too”, is your business covered for discrimination or harassment suits that may arise? What about a dispute over wages and overtime hours with employees? Employment Practices Liability Insurance or Directors & Officers Liability coverage will help protect you in these situations.
Do you sponsor retirement plans or other financial benefits to your employees? What if the contributions of your employees are mishandled? We write Fiduciary Liability and Fidelity Bonds that will cover you.
What if your business is based on giving advice and professional services without a risk of bodily injury or property damage? Errors & Omissions policies cover you for liability on advice you do give and you don’t give that may impact a client’s financial standing in a negative way.
Is your advertising infringing upon another business’s copyright or trademark? Personal and Advertising Injury has got you covered and if you’re in PR or broadcasting then you need a separate Media Liability policy.
Are you operating your business as a tenant? Then Tenant’s Legal Liability insurance is needed to cover damage caused by you to your rented premises.
Speak to us today about what kind of liability exposures your business may have and how to mitigate these risks with the right insurance policy.
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ApplicationTo fill out a formal application for coverage, click on the document below to download printable application.
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