what is an umbrella policy?

An umbrella policy is a type of liability insurance that can be used to cover damages in excess of what you're currently insured for. It provides protection against catastrophic losses and lawsuits, and may also provide coverage for your car or boat.

If you own an expensive home or vacation property, it's worth looking into this inexpensive form of protection before the next storm hits!

Who Should Get An Umbrella Policy?
Anyone who wants protection against the unexpected could benefit from umbrella insurance. Umbrella policies are usually offered in increments of $100,000 to cover potential costs like attorney fees and damage caused by car accidents or other injuries.

The umbrella policy is often a great idea for:

• Anyone with assets to protect, such as an expensive home or car.
• Individuals who need protection against lawsuits and claims that may exceed the coverage provided by their current insurance policies.
• Families with children since umbrella policies can cover additional damages caused by people under your care (such as medical expenses).
• Don't wait until you've had a major claim before you get this type of protection! 

Why Do I Need An Umbrella Policy?

An umbrella policy is a great way to provide additional coverage for your assets, such as your home and car. You can also use it to protect yourself from lawsuits that might arise due to incidents on public property or in the case of false claims against you. These policies typically start at $300-$500 per year and can be purchased alongside auto insurance with most providers.

You may even qualify for discounts if you have other types of insurance - ask about umbrella insurance savings today!

In addition, some umbrella policies offer protection while traveling overseas--be sure yours does before heading out of town! For more information about our Umbrella Policy coverage, visit our website at www.usamutualins.com